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F & M Trust


18110 Sandy Ridge Station
Orbisonia, PA 16652
Last Updated: December 18, 2018


About F & M Trust

Our Vision

Over a century of community banking tradition inspires us to be a leading provider of premier financial solutions in our markets . . .

Franklin Financial's independence will enable us to demonstrate a true concern for the customer. A focus on developing complete customer relationships will permeate our culture. We will grow in existing markets and develop new markets by progressively integrating new with traditional products and services.

Our employees will be critical to our long-term success. They will exhibit a total commitment to exceptional standards of performance and productivity, to working together effectively, and to a willingness to embrace new ideas and learn continuously, and being active and visible members of the community.

Local decision-making, responsiveness and creativity will enable Franklin Financial to prosper amidst an intensely competitive environment that includes traditional and non-traditional financial services companies. We will create long-term value for our shareholders through quality double-digit growth resulting in superior financial performance.

Our Mission

Creating long-term shareholder value by delivering the right financial solutions . . . from people you know.

Core Values

We, the employees, officers, and directors, are committed to the core values of integrity, teamwork, excellence, accountability, and a concern for the individual and community.

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Locations & ATMs
Franklin County
Cumberland County
Fulton County
Huntingdon County

Financial Solutions...From People You Know
Timothy G. Henry
President and CEO

Meeting the financial needs of our customers by providing appropriate financial solutions is the core of our service philosophy at F&M Trust. We are a community bank offering personalized service for over 100 years. As we grow and expand into new communities, we remain focused on meeting the needs of the community, its families and its businesses.

If you're currently an F&M Trust customer, we certainly appreciate your business and hope that you will continue to look to us for Financial Solutions to meet your needs. If you have not yet experienced F&M Trust, we encourage you to visit our nearest community office or give us a call...we look forward to the opportunity.


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